PPF vs ELSS vs NPS vs Tax-Saver FD: Which Is Best for You in FY 2026-27?

An illustrative image showing four cartoon characters in a boxing ring, representing the tax-saving investment smackdown between PPF, ELSS, NPS, and Tax-Saver FD for Indian investors.

Updated November 2026: we reviewed this article against current official sources. Budget 2026 kept tax rates unchanged; the Income-tax Act, 2025 applies from April 1, 2026, so section numbers (such as 80C) have changed even though the deductions continue under the old regime. 80C-type deductions (PPF, ELSS, tax-saver FD) and the extra ₹50,000 NPS deduction […]